For most of us, our home is the single biggest asset we will invest in. Homeowners insurance provides coverage for your personal belongings, coverage for damages to the structure of your property, and liability coverage which pays for bodily injuries and property damage to other people if you are liable.

Types of coverage

Whether you own a house or condo, or you rent, we have an insurance program to protect you, your home, and your belongings.

For Your Home

What kind of insurance policy do I need to protect my home? That depends on whether you are renting, or buying a house, condo, or townhouse?
How can I make my home safer and possibly save money?
Do I need mortgage protection insurance?
How much would it cost to rebuild my home at today's prices?

For Your Personal Belongings

What would it cost to replace the contents or personal belongings of my home?
Is there coverage to repair and/or replace the appliances in my home?
Do I need to take an inventory and photographs of my belongings?
How do I protect my identity?

For You and Your Guests

What kind of protection do I need against liability claims?
Will my guest's medical expenses be covered if they're accidentally injured on my property?

For Your Additional Coverages

Do I need Earthquake insurance?
Should I get Flood insurance?
Do I need Personal Liability Umbrella coverage?
How can I make sure there is adequate coverage for my valuables (jewelry, silverware, furs)?
How much should my deductible be?
Will I be reimbursed for additional living expenses if I cannot live in my home due to a covered loss?

Please contact us for a free no obligation consultation.